Data & AI Executive

Mudassir Ahmed

Deputy General Manager — Data & AI | HCL Technologies

Data & AI Leader with 18+ years of experience building enterprise data platforms, data lakes, data products, governance frameworks, and AI-enabled transformation programs across banking, financial services, and fintech — spanning Europe, UK, Middle East, and Asia.

Krakow, Poland (EU Blue Card)
HCL Technologies · Euroclear · HSBC · GE Money
Operations across 50+ countries
18+
Years of Industry Experience
50+
Countries — Platform Coverage
500+
Enterprise Data Products Delivered
$5M
Realized Benefits from Transformation
€2.5M
Annual Portfolio Budget Managed
5
Data & Analytics Teams Built & Scaled

Career Achievements

Transforming enterprise data into measurable business value across the world's leading financial institutions.

🏗️

Built and scaled 5 Data & Analytics teams across Europe, UK, and Asia — establishing a certified global Centre of Excellence at HSBC Krakow.

🌍

Delivered enterprise data platforms supporting operations across 50+ countries, integrating 75,000+ business attributes and 3,000+ data snapshots.

💰

Delivered USD 5M realized benefits through data and analytics transformation, against USD 2M cost-to-achieve program funding — a 2.5× ROI.

📦

Delivered 500+ enterprise data products automating consumption for Finance, Risk, CRM, Sales, Analytics and AI use cases across global organizations.

🏦

Led the One-Bank Baltic transformation at Luminor Bank covering regulatory reporting, IFRS9, data governance, and operating model standardization across Latvia, Lithuania & Estonia.

🛒

Established Data Monetization Marketplace and DataOps framework at Euroclear, managing €2.5M annual budget and a €500K innovation program.

📊

Built a global risk & finance stress testing platform processing 150+ statistical models across 55+ countries, reducing execution turnaround by ~50%.

📈

Delivered customer segmentation at GE Money generating $10M in monthly mortgage balances with a 20% improved campaign response rate.

Work Experience

Over 18 years of progressive leadership across global financial institutions and technology firms.

HCL Technologies
Deputy General Manager — Data & AI
January 2022 – Present  ·  Krakow, Poland

Delivering enterprise Data, AI, Governance, Data Product, and Transformation programs across Banking, Payments, and Financial Services clients in Europe.

Luminor Bank — Baltic Risk & Finance Data Transformation
July 2025 – Present
  • Led end-to-end transformation of Risk & Finance data platforms across Latvia, Lithuania and Estonia — strategic "One Bank" data solution.
  • Established Data Product Management Framework covering ownership, lifecycle, metadata, access controls, and service delivery for regulatory data products.
  • Designed enterprise Data Quality Management framework including controls, validation rules, monitoring, and exception management.
  • Defined Baltic-wide Target Operating Model for enterprise data products with governance structures and stewardship responsibilities.
ZING International Payments — Technology, Data Governance & Controls Lead
July 2024 – June 2025
  • Designed enterprise-wide Technology Controls and Data Risk Management Framework strengthening regulatory compliance and operational resilience.
  • Led DevOps reporting and performance management frameworks aligned to DORA standards for large-scale retail banking technology portfolios.
  • Facilitated cross-functional governance forums across Technology, Risk, Compliance, Operations, and Business stakeholders.
Euroclear Bank — Data Monetization Technical Delivery Lead
January 2022 – June 2024
  • Led a team of 18 professionals delivering a scalable Data Monetization ecosystem — Data Marketplace and Data Services Platform across B2B and B2C channels.
  • Managed annual operating budgets exceeding €2.5M and governed a €500K enterprise data innovation program.
  • Established comprehensive DataOps framework, improving time-to-market and quality of enterprise data services.
  • Delivered executive-level steering committee governance with portfolio oversight and investment prioritization.
HSBC
Lead Vice President — Data Management & Analytics
April 2017 – December 2021  ·  Krakow, Poland
  • Led 40+ data & analytics professionals and established a certified global Centre of Excellence in Krakow.
  • Delivered the GRADE platform integrating data from 50+ countries across the wholesale credit risk customer lifecycle.
  • Managed platform processing 3,000+ data snapshots and 75,000 data attributes, automating 500+ data products.
  • Delivered USD 5M realized benefits against USD 2M program funding through data and analytics transformation.
  • Implemented comprehensive data governance architecture conforming to DAMA & BCBS239 principles.
HSBC
Project Manager — Strategic Projects Analytics
January 2015 – March 2017  ·  London, UK / India
  • Delivered global stress testing program for Risk & Finance; implemented Moody's Scenario Analyzer, reducing turnaround time by ~50%.
  • Developed calculation engine processing 150+ statistical models forecasting credit risk KPIs across 55+ countries.
  • Established a 20 FTE business-as-usual stress testing execution team in Bangalore, India within six months.
HSBC
Lead Manager — Business Consulting
January 2012 – December 2014  ·  Bangalore, India
  • Led global standardized stress testing model development framework for Probability of Default (PD) across 40+ countries (EMEA, Asia Pacific, Americas).
  • Achieved 10% capital reduction at group level for Foundation-IRB identified portfolio.
  • Collaborated with Ernst & Young for peer group model development framework benchmark review and standardization.
HSBC
Manager — Regulatory Reporting
August 2008 – January 2012  ·  Bangalore, India
  • Managed 200+ regulatory and state government reporting requirements for the US mortgage business.
  • Delivered regulatory 10Q reporting to the US Securities and Exchange Commission (SEC).
  • Established reporting accuracy framework with automated deviation highlights for remediation.
GE Money
Manager — Marketing Analytics
September 2005 – August 2008  ·  Bangalore, India
  • Led a 12-member analytics team for marketing & campaign management on GE Money UK Home Lending Mortgage Business.
  • Delivered customer profiling and segmentation projects generating $10M in monthly mortgage balances with 20% improved response rates.

Skills & Capabilities

End-to-end expertise spanning strategy, architecture, engineering, and governance across the data & AI lifecycle.

Data Strategy & Leadership
Enterprise Data Strategy Data Product Management DataOps Data Monetization Target Operating Model Transformation Programs
Data Governance & Quality
BCBS239 DAMA Data Quality Frameworks DQ Scorecards Master Data Management Metadata Management Data Lineage Business Rules Engine
Cloud & Big Data
Microsoft Azure Google Cloud AWS Hadoop Hive Snowflake
Analytics & BI
SQL SAS Enterprise Guide SAS Data Integration Tableau Qlikview Qliksense AWS QuickSight
Risk & Regulatory
IFRS9 Basel / BCBS239 Stress Testing Credit Risk DORA Regulatory Reporting AI Governance
Delivery & Tools
Agile / Scrum JIRA Confluence Portfolio Management Stakeholder Management P&L Ownership

Education & Certifications

Education

  • Bachelor of ScienceEconomics, Mathematics & Statistics — India
  • Diploma in Business ManagementIBMI, Berlin — Germany

Awards & Leadership

  • Business Transformation Award — HSBC
  • Best Management Award — GE Money
  • Integrated Management Professional — HSBC
  • Building Essential Leadership — GE Money
  • Foundation of Leadership — GE Money

Certifications

Microsoft Azure Fundamentals Microsoft Azure AI Fundamentals Microsoft Azure Data Fundamentals Google Cloud Platform Business Professional AI Security & Governance Data Security Posture Management

Open to New Opportunities

Senior Data & AI leadership roles in Europe and globally. Available for executive advisory, transformation programs, and fractional CDO engagements.